Archive for March, 2012

So, recently zombies… yes, I said ZOMBIES, have come up in conversations I have had with other fellow Realtors and their respective clients.  At first I took it as a joke…  then I heard that someone who recently purchased a home actually had a group of friends (which I will call the Z.P.T. or the Zombie Preparedness Team), come to their new house and… wait for it…. uh hmmm…. wait for it………


Yes, I said sweep for zombies!  They wore military like gear, flashlights taped to shotguns and other choice zombie crushing weapons… and literally swept room to room making sure they were living in a zombie free home!!!

I looked up the so-called Zombie Apocalypse and this is what Wikipedia has to say:

Zombie apocalypse

For other uses, see Zombie apocalypse (disambiguation).

Intimately tied to the conception of the modern zombie is the “zombie apocalypse”, the breakdown of society as a result of zombie infestation, which has emerged as a prolific subgenre of apocalyptic fiction and been portrayed in countless zombie-related media post-Night.[36] In a zombie apocalypse, a widespread (usually global) rise of zombies hostile to human life engages in a general assault on civilization. Victims of zombies may become zombies themselves. This causes the outbreak to become an exponentially growing crisis: the spreading “zombie plague/virus” swamps normal military and law enforcement organizations, leading to the panicked collapse of civilian society until only isolated pockets of survivors remain, scavenging for food and supplies in a world reduced to a pre-industrial hostile wilderness.


The usual subtext of the zombie apocalypse is that civilization is inherently fragile in the face of truly unprecedented threats and that most individuals cannot be relied upon to support the greater good if the personal cost becomes too high.[37] The narrative of a zombie apocalypse carries strong connections to the turbulent social landscape of the United States in the 1960s when Night of the Living Dead was first created.[38][39] Many also feel that zombies allow people to deal with their own anxiety about the end of the world.[40] One scholar concluded that “more than any other monster, zombies are fully and literally apocalyptic … they signal the end of the world as we have known it.”[36]

Due to a large number of thematic films and video games, the idea of a zombie apocalypse has entered the mainstream and there have been efforts by many fans to prepare for the hypothetical future zombie apocalypse. Efforts include creating weapons [41] and selling posters to inform people on how to survive a zombie outbreak, although most of these are not meant to be taken literally and are jovial in nature. [42]

Government and media response

Main article: 2011 CDC warning about zombie apocalypse

On May 18, 2011, the Centers for Disease Control and Prevention (CDC) published an article, Preparedness 101: Zombie Apocalypse providing tips on preparing to survive a zombie invasion.[47] The article does not claim an outbreak is likely or imminent, but states: “That’s right, I said z-o-m-b-i-e a-p-o-c-a-l-y-p-s-e. You may laugh now, but when it happens you’ll be happy you read this….” The CDC goes on to summarize cultural references to a zombie apocalypse. It uses these to underscore the value of laying in water, food, medical supplies, and other necessities in preparation for any and all potential disasters, be they hurricanes, earthquakes, tornadoes, floods, or hordes of ravenous brain-devouring undead.[47] The CDC provides a Zombie Pandemic graphic novel.[48]

On October 17, 2011, The Weather Channel published an article, “How To Weather the Zombie Apocalypse” that included a fictional interview with a Director of Research at the CDD, the “Center for Disease Development”.[49] Based on a seasonal attraction in the Atlanta area called The Atlanta Zombie Apocalypse, interviews “Dr. Daryl Dixon” (subtle references to characters in AMC’s “The Walking Dead”) asking questions about how different weather conditions affect zombies abilities.[50] Questions answered include “How does the temperature affect zombies’ abilities? Do they run faster in warmer temperatures? Do they freeze if it gets too cold?”[49]

For full post click here.


Because of this widespread popularity, don’t think there isn’t money to be made!!  One of my fellow Realtor friends thought I should use this for marketing rather than buying calendars, etc…  Gotta admit, even though I am not a believer, it’s still pretty clever, memorable and down right funny!

So what do you think?!  Should I start sending these to my client family?!  LOL!  You can never be too safe!

I welcome your comments…

Have a wonderful rest of the week!




Last week, Trulia released their Winter 2012 Rent vs. Buy Index. In the index, they report that: “After years of home price declines and tightening rental markets, home ownership is now more affordable than renting in all but two of

via More Affordable To Buy in 98% of Major Metros.

A Message from Greg Cotton – Our in-house 1862 Mortgage Lender

 HARP 2.0

We are proud to announce that we are one of the select lenders who are able to provide this new, government sponsored program to help underwater homeowners.  Learn more about how you can offer help to your past customers with HARP through us!

What is it?

This new program allows homeowners to refinance no matter how much they owe on their home; even if they owe more than their home is worth today!  This program offers them the opportunity to refinance and take advantage of the historically low rates.  Doing so will save homeowners a significant amount on their monthly payments, or reduce the term of their loan.  In many cases, the home owner may not need a full appraisal saving them additional costs.

Who is eligible?

If your customer’s loan was sold to Fannie Mae or Freddie Mac by May 31st 2009, your customer may be eligible for this great program.  They also must be current on their mortgage with no late payments within the last 6 months, and only one late payment within the last 7-12 months.

I look forward to working with you to help your previous customers!  Contact me today to learn more about this program and to see if any of your customers are a good candidate for this program.

Even a 14-Year-Old Knows It’s Time to Buy.

Are you still searching for that “perfect” home and haven’t found it yet?  Are you working with a Realtor as your buyer’s agent?  If you are not, you should be!

It used to be that people found an agent to work with, then started their home search… times have changed, and changed again.  Technology has changed and improved again, and again, and again as well!  Now, more people will research themselves and find the house that they want, then try to find a Realtor.  Whatever way you choose, doesn’t bother me… but there is a compelling reason why it may be a good idea to enlist the help of a Realtor early in your buying process:  many of us have “pocket listings!”  These are homes that are not technically on the market, but are none-the-less available!  How would you know about them?  Well if one of us was working with you, hopefully you would know.

Right now, I have two homes that are in outstanding condition that are available.  If you are looking to buy in NW Davenport and want a home that is nearly brand spankin new, contact me for details!  I know of a 2-story, 3 bedroom with 2-car garage that could be yours for $190,000.00 and an AWESOME 4 bedroom ranch with upgrades you couldn’t build new and get this home for close to $215,000.00!!

So… if you are looking… give me a call!  Or comment to this post and I’ll get in touch with you!

Have a fantastic Wednesday!


Glad to be back!

Posted: March 14, 2012 in Real Estate, Uncategorized

I am so over being sick! Not 100% yet, but forcing myself back to the grindstone today and off to the rest of The Board Of Realtors Education Week!

It’s been well over four weeks since this “bug” took over and is ending with a fever and a little bit of a sore throat. Our poor lil Scarlett has had this right along with me, and we are through with it!

That being said, as much as I had to cut back on a lot of my online, addictive activity, I’ve been able to sit back and watch the successes of a few of my colleagues and peers!

On a somewhat related side note, I would like to send a big thank you to Facebook, as I haven’t been feeling great, it has given me much love over the past few weeks by way of humor and also new business opportunities!

I’m definitely a lucky, blessed man to be connected with each and every one of you!

Ok, enough of my rambling! Trying to fall asleep to readily greet the new day!

Happy Hump-day to all of you!

~ Ryan

Does it make sense to pay a full commission to your real estate agent in today’s market? Sellers, buyers and even agents are debating what should be charged to assist a consumer in completing a real estate transaction. Forget what

via Real Estate Commissions: You Get What You Pay For.